Lynnette Khalfani-Cox, The Money Coach, is a personal finance expert and the author of three books, including the New York Times bestseller, Zero Debt: The Ultimate Guide to Financial Freedom, and her latest, The Money Coach's Guide to Your First Million. Lynnette is a popular speaker who educates individuals, couples, families and organizations about the subjects of credit and debt management, financial planning, investing and entrepreneurship. She runs a �Financial Boot Camp,� and offers one-on-one coaching to people who need financial education and help. Sign up for her free personal finance newsletter at www.themoneycoach.net.
Your First Home: The
Smart Way to Get It and Keep It
Click to order via Amazon
Paperback: 304 pages
Publisher: Advantage World Press; First edition (February 5, 2008)
Language: English
ISBN-10: 1932450858
ISBN-13: 978-1932450859
Product Dimensions: 9.8 x 6.9 x 0.7 inches
Finally: A Personal Finance Book That Teaches
Renters and Owners
The Truth About What It Takes To Be A Successful Homeowner
Record Foreclosures. Mortgage Meltdown. Credit Crunch. The headlines are
filled with doom and gloom about the housing market. Despite the bad
news, millions of people in the United States still want to achieve the
American Dream of homeownership � and millions more are trying
desperately to hang on to homes they previously bought.
Maybe you're one of them. Too bad nobody ever taught you how to become a smart homebuyer � or even told you the whole truth about whether you were really ready to own a home at all.
Until now.
In Your First Home: The Smart Way to Get It and Keep It, Lynnette Khalfani-Cox, The Money Coach, offers a no-hype personal finance guide that will help you prepare for, find and finance the home of your dreams � and not lose it to foreclosure.
For those worried about making the leap from renter to owner, Lynnette explains how to turn bad credit into perfect credit, in seven simple steps. She also offers scores of tips on how to manage money and save cash � even if you've never been able to budget. Best of all, Lynnette walks you step-by-step through the house-hunting and mortgage application process, saving you time, money and unnecessary frustration.
In Your First Home, renters will learn:
 |
The secrets to getting approved for a mortgage loan � even if you have bad credit, no savings or down payment, a small salary or big debts |
|
|
Where to get up to $40,000 in free grants for a down payment and closing costs |
|
|
How to pick a great real estate agent, home appraiser, and attorney |
|
|
The special account guaranteed to triple your savings in one year |
|
|
Strategies to negotiate the best price for a home, avoid predatory lenders and obtain a good mortgage |
After reading Your First Home, homeowners will learn:
|
|
How to keep your home � and avoid foreclosure � if you face financial troubles after you buy a house |
|
|
Unexpected sources that will pay your mortgage if you can�t |
|
|
Dos and don�ts of refinancing your mortgage |
|
|
What no one ever tells you about home equity loans |
|
|
The �Seven Commandments' of successful homeownership |
|
|
How to manage and grow the equity in your home |
|
|
Financial planning strategies and tax tips available only to homeowners |
Homeownership isn't a right. It's a major responsibility. Your First Home offers a realistic look at the entire life cycle of being a homeowner � with all its joys and pains.
|
|
|
|
Zero Debt for College
Grads: From Student Loans to Financial Freedom
Click to order via
Amazon
Paperback: 240 pages
Publisher: Kaplan Publishing (May 1, 2007)
Language: English
ISBN-10: 1427754640
ISBN-13: 978-1427754646
Product Dimensions: 8.8 x 5.8 x 0.8 inches
Student Loan Debt � The Other Big Debt Crisis in America
We all know that widespread credit card debt has millions of people living paycheck to paycheck. But another form of debt is taking a huge toll on individuals and families: student loans.
As the cost of a college education continues to escalate dramatically, more and more college students � and their parents � are taking out loans to cover tuition, fees, and other expenses. The average undergraduate leaves school with roughly $20,000 in student loan debt, and graduate students end up with an additional $32,000 in debt.
Upon graduation, we often buy new wardrobes to look the part at work. We take on the responsibilities of rent, utilities, or even a mortgage. Sometimes we relocate to another city. Once we add student loans and credit card debt to the list of bills to pay, financial security often seems unattainable. Unfortunately, the parents of many students aren't doing much, having often mortgaged their homes and depleted their savings to help pay college expenses for their children.
In Zero Debt for College Grads, noted personal finance expert Lynnette Khalfani provides a reassuring roadmap for stress-free living that will allow you to pay down your debts and save for your future, while cutting your costs and fattening your bank account.
Zero Debt for College Grads will help you:
|
|
Discover 5 critical money-management lessons you didn't learn in school |
|
|
Pay off your student loans as quickly as possible based on your personal situation |
|
|
Determine whether you qualify for debt forgiveness, reduction or deferral |
|
|
Find out little-known ways to drastically reduce or eliminate college debt (through special federal programs and other national and state initiatives) |
|
|
Avoid the most common mistakes parents, students and recent grads make regarding planning and paying for college, and handling student loans |
|
|
Learn to negotiate with a lender for better terms on a loan�or even an employer, to get your job to repay your loan |
|
|
Decide what to do if you can't pay on your loans now |
|
|
Clean up defaulted loans and establish great credit |
Organized to help you manage today's bills wisely, pay off student loans, and build great credit, Zero Debt for College Grads is the only guide you�ll ever need to achieve your financial goals while starting life on your own.
The
Money Coach's Guide to Your First Million
Click to order via Amazon
ISBN: 0071470816
Pub. Date: August 2006
Format: Hardcover, pp. 240
Publisher: The McGraw-Hill Companies
Run your financial life like a champion
The author of the New York Times bestseller Zero Debt shows how you can become
financially fit in as little as 30 days and begin to generate wealth
Known across the nation as The Money Coach, Lynnette Khalfani's experience as a former Wall Street Journal reporter for CNBC gives her first-hand knowledge of the best ways to manage money. But she also knows how to fight back from the brink of bankruptcy-at her lowest point, Khalfani had $100,000 in credit card debt before she created a program to pay it off-and now she is a millionaire herself. Her phenomenal approach to debt elimination has helped tens of thousands to build financial fitness, often seeing real results in just 30 days.
Getting to Your 1st Million unfolds her unique, seven step plan with strategies to help you manage money, pay off debt, build a great credit rating, and work towards growing and preserving wealth. Lynette also delivers methods to find top-return investments in real estate and the stock market and protect new wealth with insurance.
Zero
Debt: The Ultimate Guide to Financial Freedom
Click to order via Amazon
ISBN: 1932450750
Format: Paperback, 208pp
Pub. Date: September 2004
Publisher: Advantage World Press
Would you like to be free from financial worries, rest at night knowing your bills are paid, and have peace of mind when it comes to money matters? Then you need Zero Debt - a 30-day action plan to fix your finances.
In Zero Debt, you'll discover:
If you want to be debt-free and achieve financial freedom, you need an action plan to guide you. This book is your step-by-step plan. It's simple. It's easy to understand. And it works.
The author, Lynnette Khalfani, has personally conquered more than $100,000 in
credit card debt. And she did it WITHOUT filing for bankruptcy protection,
enrolling in a debt management program or getting credit counseling. If Lynnette
could tackle her bills and achieve ZERO DEBT status, so can you!
Investing
Success: How to Conquer 30 Costly Mistakes & Multiply Your Wealth
Click to order via Amazon
ISBN: 1932450505
Format: Hardcover, 256pp
Pub. Date: January 2004
Publisher: Advantage World Press
With a foreword from investing legend Charles Schwab, Investing Success is a
practical, easy-to-understand guide that helps people take control of their
financial lives, and avoid or fix common money management and investing
mistakes.
By reading Investing Success, you will discover:
Even if you've never invested before, author Lynnette Khalfani provides simple
and straight-forward instructions about how to get your financial house in order
- by getting rid of credit card debt, boosting your savings and taking care of
the financial basics.
The best part about Lynnette's advice is that it will work in any environment -
bull or bear market, a thriving economy or a recession.
By adopting the strategies that Lynnette recommends, you will feel confident
managing your money, and will achieve financial and investing success!
Related Links
Official Sites
Handling Your Finances � Lessons
from an Author in Transition by Lynnette Khalfani
http://reviews.aalbc.com/handling_your_finances.htm
Lynnette Khalfani on the Tavis Smiley Show
http://www.pbs.org/kcet/tavissmiley/archive/200409/20040910.html#