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Mel Hopkins

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Posts posted by Mel Hopkins

  1. In general, Black women and Black men work towards freedom together.  Statistics (numbers) and Labels (reporting agencies like HHR, CDC, Census et al) have data to support our unified movement.  However. our “feelings” tell a different story. Feelings make people behave contrary to the own well-being.  Consider some men who “feel” inadequate and leave or hurt their families Just recently, a  Black women, mother of six was murdered by her children’s father Raymond Thompson. He  told Philadelphia authorities  he believed she was cheating on him. He allowed his emotions to cloud his mind and stabbed her more than 18 times while she sat in the car with him. 


    She had a restraining order against him but her family said she wanted to continue building a home with him and their six daughters.   I just added the father’s name because she wasn’t the only mother of 6 in Philly murdered recently.


    Sadly, reporting agencies ( Justice Department / CDC), also state, per capita, Black women are more likely to be killed by their Black spouses/ partners than any other ethnic group. Whereas intimate partner murders rank 1 - 1.4 out of 100,000 for other groups, Black and First Nation women rank 4.4 - 4.3 per 100,000, respectively. Also noted. possibly by surviving family members, Black women rarely report domestic violence most likely to keep Black men out of the prison system.  


    So, no matter how we “feel” about unity between Black women and men, the numbers show Black women  are “ride and/or die” when it comes to Black men.  


  2. Thank you for the tag @Delano  i tend not to think about such things unless I’m writing.  When I write, all the cosmic “truths” reveal themselves.  I think this is probably why I tend to procrastinate instead of write.  In short, we know everything - we’ve simply convinced ourselves we “know nothing.”. I likened this denial to a line from The Matrix


    To paraphrase quote “You’re not here to make a choice. You already have. You’re here to understand why you’ve made the choice.”


    I believe when we try to analyze the tangible with intangible”. - It’s a mind f-ck we perform to keep us in the state of plausible deniability.  Probably why we created “God” to scapegoat. 

    also: @Cynique you remind me of the Oracle. 🥰

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  3. greg consistently does this one thing and it confirmed my suspicion early on that he's a white nationalist in a digital blackface. greg writes white with an uppercase "W" and Black with a lowercase "b."  Black people wrote Black in uppercase long before it appeared in the AP style guide.

    So, if this were a game of poker, that would be his tell.

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  4. DeFi Understanding decentralized finance exchanges


    Coinbase and Cashapp are DeFi (Decentralized Finance)-adjacent cryptocurrency exchanges. These exchanges are connected to the internet; you can link your traditional bank accounts to them to buy coins and even cash out into dollars.


    BUT the platforms must report any transaction to the IRS and your digital currencies are at risk of hacking,  By its very nature, exchange platforms are no different from depository banks. EXCEPT your dollars are insured but not your "digital assets."


    If you are only buying coins, any digital asset, because you think they are going up in price, you'll lose. The "invisible hand" that moves the crypto market has extremely deep pockets causing extreme volatility.   At least, the U.S. central bank is controlled by the FEDERAL RESERVE. The Feds control the monetary policy on the U.S. <-IF You don't understand centralized banking - I'm sure you won't understand decentralized finance markets. So study up!


    So why do you need a cold storage wallet?


    You need a wallet to store your authentic cryptocurrency transactions. Instead of "trading dollars for digital currency," most peer-to-peer cryptocurrency trades are for goods and services. Think about Russia's new law? Why would this ban come up now? You can trade cryptocurrency for anything and can cash out anonymously. (This will take a lot of maneuvers, but it can be done)


    A cold storage wallet secures your private key. A key, in this context, is a secret number used in cryptography and cryptocurrency. 


    The key protects digital currency, NFTs, et al. Cold Wallets are noncustodial and NOT connected to the internet. There are a lot of hardware storage wallet manufacturers, So I'd give the side-eye to anything built by Mark Zuckerberg. Still, cold storage wallets are better than hot storage because there's less chance of hacking.  


    However, storing digital assets in a cold wallet requires the owner to be extremely careful. It is easy to lose or damage a cold wallet and even easier to lose access to your private key. A simple internet search will reveal stories of owners "physically" losing both. And if you lose either one, you lose ALL YOUR ASSETS, and there's no getting it back.


    Still want to get into Crypto?

    Suppose you still want to make money in digital currencies. In that case, the best route is to build your own decentralized application(s) or invest in a dApp startup. dApp companies are the "gold rush" shovels of the digital assets craze. I'm an equity shareholder in one such Black-owned fabless semiconductor company that has a proprietary patented cold storage wallet and NFT Ethereum-web-based application.  If you want to invest, message me your email address, and I'll add you to the company's mailing list. 

  5. 9 minutes ago, Delano said:

    I was thinking of visionaries, that look at world yet see something everyone else misses.

    Yes. I tend to believe someone is always on the cusp of dropping science.

    Now I see those days are long gone.  Many have given up their power. 

    It is clear a lot of people want to be stupid.  


    “When  people show you who they are believe them.”  

    I’ll add “when people display their “aggressive ignorance,”   step back,  stop talking. 


  6. 1 hour ago, daniellegfny said:

    Biden is responsible. You made assumptions and assessments. Which have nothing to do with my statements. Biden caused inflation by causing Gas Prices to rise. That hurts Black people. If you want to be in denial that’s you. It doesn’t change reality. 

    Obamacare was a horrible policy for working class people on the cusp of breaking out poverty. It placed an invisible choke collar on aspirations. Deregulation and the tax cuts are what boosted the economy. 

    If you don’t see how lower Black Unemployment helps Black people stay delusional.


    Delusion: 1a: something that is falsely or delusively believed or propagated






    WHERE ARE THE FACTS,  FIGURES,  DATES, EXECUTIVE ORDERS, LEGISLATION that will support your assumption?, 


    Surprise me with something factual.  So far all you have is another a baseless opinion.  



    8 hours ago, daniellegfny said:

    The Biden Hike doesn’t refer to the Federal Reserve Rate Hike although it is clearly there is no real independence when ideology is in alignment. The BH is a reference to the Reality Tax the Biden policies inflict upon the American people. 


    You made the false equivalence statement the topic of this thread. You wrote, "Biden makes America unaffordable for Blacks," then attributed it to the federal reserve rate and inflation. Both of these statements are false. 


    So let me help you with your "argument" - Somehow, you got it in your head - 45's policies are better for Black Americans. If this is your statement - then you sound like a member of CULT 45.  


    Let me share with you how government works. We elect people to work for us. We don't need to love them or even like them. They aren't our friends. We hire them for what they know and how their knowledge will benefit us. And as my mom says, "The proof of the pudding is in the eating and tasting." 


    When 45* took office, Black Americans were finally doing well financially, physically, and in some cases, mentally -thanks to the policies of The Obama Administration. By the end of Trump's criminal enterprise masquerading as a presidential, Black Americans were once again circling the drain in all areas where the Obama Administration helped us gain. I grew up in NYC, and I know Trump was never a statesman or a legislator. -His business practices are shady -and he makes money by running businesses into the ground. He exploited social programs earmarked for the impoverished to enrich himself and his friends. One such program is the so-called opportunity zone. In Georgia, Sean Hannity helped himself to Opportunity Zone property thanks to his connection to then HUD Secretary Ben Carson.  


    "Hannity, a former talk-radio host in Atlanta who has become one of the nation's most popular television and radio conservative commentators, has amassed a real-estate portfolio worth about $90 million, most of it rental homes in Georgia and six other states. HUD, the agency that Carson now heads, guaranteed about $22 million in loans on two of Hannity's apartment complexes in Georgia."


    Provide proof of how 45* policies helped Black people - if not. I'll consider this topic "false" and moot. 

    • Like 2
  8. 16 hours ago, Troy said:

    They won’t even give me an affiliate program, so i have no incentive to sell their products (a gross error in judgement in their part).

    I agree. Back when am*zon started their affiliates program , they mentioned an am*zon author would get an automatic yes. Back in the beginning (2006) they made it easy for authors to gain fees from selling their own books.  I'm going to publish an digital book and upload to apple - and see if they invite me into the affiliate program.  I'll share what I learn. 


    note2self: am*zon am*zon am*zon

  9. 19 hours ago, Delano said:

    Since there is less public information available. This is where having a good nose is invaluable.

    @Delano, One of my first clients introduce to me to the private equity market. I'm working on his equity crowdfunding campaign from the product marketing angle. I'm also reading a "The Private Equity Playbook" by Adam Coffey.  You're correct.  It is absolutely tricky.  I have a nose for news so it helps me to do the market research.  I research the product(s) but also the product's utility. I look for licensing potential and who else might be in the market for a similar product.  It is exciting to me because I'm out of my depth here lol! 

  10. 13 hours ago, daniellegfny said:

    Wrong it was supposed to be you aren’t a taxi driver so you don’t realize the effects the Biden Hikes are causing the Black Community.


    No president including President Biden makes or raises rates.  THE FEDERAL RESERVE controls the rate hikes

    Here is the background. https://www.federalreserve.gov/aboutthefed/structure-federal-reserve-board.htm#:~:text=The Board of Governors--,positions by the U.S. Senate.


    "The Board of Governors--located in Washington, D.C.--is the governing body of the Federal Reserve System. It is run by seven members, or "governors," who are nominated by the President of the United States and confirmed in their positions by the U.S. Senate. The Board of Governors guides the operation of the Federal Reserve System to promote the goals and fulfill the responsibilities given to the Federal Reserve by the Federal Reserve Act.

    All of the members of the Board serve on the FOMC, which is the body within the Federal Reserve that sets monetary policy.


    Board Appointment

    Each member of the Board of Governors is appointed for a 14-year term; the terms are staggered so that one term expires on January 31 of each even-numbered year. After serving a full 14-year term, a Board member may not be reappointed. If a Board member leaves the Board before his or her term expires, however, the person nominated and confirmed to serve the remainder of the term may later be appointed to a full 14-year term.

    The Chair and Vice Chair of the Board are also appointed by the President and confirmed by the Senate, but serve only four-year terms. They may be reappointed to additional four-year terms. The nominees to these posts must already be members of the Board or must be simultaneously appointed to the Board."

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  11. 1 hour ago, Cynique said:

    Does this mean that our lives are predestined, and - are just  laid out in front of us to either catch up with or double back to when we get stalled, or collide with somebody's else's trajectory - all as part of a grand plan where trial and error pay a role.

    @Cynique determination or free will? I believe it’s both.  Which is why we carve out time to reflect during our journey.  The weird thing is we’ve spent about two years  dormant. The Global pandemic gave us all a moment to reset and reflect.  I spent those years reviewing my journey.   But here’s the thing, I don’t believe in linear time.  When I “died” or “transitioned” I came back because I   told THE ALL  I had something to do. It was almost like I remembered when I rejoined “The All. Then I skedaddled. The highest level of creation is   “ Kuumba.  It is the Swahili word (bantu etymology) for “divine creation” meaning create something out of nothing.   So maybe determinism is nothing more than choosing to create  our journey before we arrive in this dimension.  Some of us remember exactly what we came here to do - and begin when we are infants (old souls). Some of us forget - and we follow bread crumbs that we’ve left ourselves.  Maybe one of your projects is to create a new project - while you’re in your corporeal state.💕

    53 minutes ago, ProfD said:

    OK. I'll shut up and write less

    Please don’t! You share a rare perspective that shows what’s behind the curtain! 

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  12. 4 hours ago, ProfD said:

    ome of us just move to the suburbs. Depending on where we shop, work, play, etc., it feels like  we're in another country.



    I live in my head most of the time! So peaceful here 🤓

    9 hours ago, ProfD said:

    From a money perspective, it's apparently an acceptable amount of loss in the course of doing business. Otherwise, the gun lobby wouldn't be so adamant in protecting it.


    I’ve been so naive!  Like I wrote I live in my head.


     So, let’s look at the proliferation of guns and technology as an untapped market.  You mentioned people come here and send money home.  What if their fam is in Ukraine, Ethiopia, South Sudan, Eritrea?  It may not be easy to get weapons there.., but anyone can get weapons here.  We don’t even need a license.  Voila.. all of sudden that $63 B industry is worth a lot more off the books.  


    The U.S. doesn’t even have dirty their rep by getting involved with arming other countries anymore.  We’ve become unwitting independent contractors. 🤦🏽‍♀️

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  13. 4 hours ago, Troy said:

     you may not appreciate that the average consumer does not really have to time, energy, inclination, or even ability to effectively fact check news sources. 

    @Troy I do appreciate that the average news reader lacks interest in verifying what they read. I get it. What I don’t understand is why they consume what they don’t care about.  Late last week a family member tried to engage me with the news of Japan’s former prime minister’s assassination.  I stopped them.  I don’t have the bandwidth to invest time into getting myself up to speed.  I don’t follow politics outside of the U.S.  If it doesn’t originate here …I won’t mess with it.  I followed China (PRC) when I was flying  for United because it was my reserve Line of Flying.  Their policy was my need to know. I wasn’t trying to be anyone’s international incident lol!  Seriously though, i’ll never let anyone off the hook for not following up on what they read.  I have no patience for ignorance. 

  14. On 7/10/2022 at 8:16 AM, Pioneer1 said:

    One of the problems with the main stream news is that most of them get the news they're reporting from the SAME source....the AP

    There is some truth to this - but Associated Press, Owned and Operated Networks, Network Affiliates, and Independents have a symbiotic relationship. They feed each other. I've had a few AP credits when I reported for CBS affiliate and IHeart Media (Formerly known as Clear Channel).


    But there's also CBS Newspath and CNN Newsource, to name two with whom I've shared stories. And then there are also independent feeds that provide packages to the stations and print publishers. Sometimes reporters get lazy and run as is without fact-checking. News reporting always comes down to one fundamental challenge "FACT CHECKING. " Some publishers do better, and some don't want to pay for additional time and personnel.

  15. 35 minutes ago, Delano said:

    Time markers is my classification system to qualify moments of time in the future.

    Yes, I think I'm getting more clarity into your system. I seek to understand your creation. 


    Communicating the benefits of someone's product/creation is what I've done in my career. So, last night (my last night), when I realized I turned to you for validation of my knowledge of finance - It hit me. You embody facts, figures, dates, movement, longitude, latitude, and more beyond my scope of intuition. I relate your inherent skills to the earliest known mathematicians in Africa (Swaziland) ... http://www.taneter.org/math.html. Is this realistic? Not a clue, but I don't need proof to trust my intuition. I just trust it.  


    I channeled the post I wrote. It began as a trigger right here in this forum. Troy said something was unknowable...and I went into a trance, and that's what I wrote. So, yes, I feel you're correct. Thank you again for bringing clarity.


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  16. 40 minutes ago, Delano said:

    Buy and hold is a better strategy than day trading for the small investor.

    I used to call myself a "day-trader" but I was actually just shopping, holding and then selling when I felt the bottom was about to drop out.  I like your term better "Small Investor".  I just started buying private equity shares.  Now, I want to learn to find out if I can make that my new business.

  17. 41 minutes ago, ProfD said:

    None of the articles mention violence as a reason for Americans leaving.

    Oh, this tidbit of information came from a research I used when I was working on a story about "statelessness."  There's a whole lot of information available on the 'whys.'  I found out because I was invested in the story I was working on.  Also, if you want to spend some time on the topic, use the search term expats on YouTube you'll find former Americans sharing their stories. 

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