From 500 to Well Over 700: How to Save Big and Increase Your Credit Score
by Melica Niccole

In the past, I was in financial failure trying to manage my credit cards, bills, and other financial responsibilities. That all chanaged when I decided to get my life together because I knew credit had the ability to affect everything I wanted to do in life. If only someone had taught me about credit before I started my path from no credit to a score of 500. Although having no credit to a score of 500 may sound all good to some people, it is not. Having no credit is similar to starting school for the first time and the teacher states everyone starts with an A in the class. You’re A is a score of 850.

In this book, people will work toward identifying need to know information and ways to manage their credit score The creation and completion of this his book took about three years. My ideas and subjects about the book were adeveloped, I just had to sit down and write the book. A lot of the information in the book is from personal experience and from instructing financial literacy classes as a Workforce Development Instructor in New Jersey and and Employment Services Specialist in Ohio.