Lunchtime Chat with Pamala McCoy
Pamala McCoy Interviewed by Ida Walker
Published: Friday, December 6, 2013

Pamala McCoyManaging BONA5D full-time gives Pamala the opportunity to help individuals navigate their financial woes through a struggling economy to reach a place of freedom. She has a special interest to work with women and support women issues, particularly financial education. She believes teaching them the important tools necessary to mastering their finances will subsequently build confidence and lead women to a place of financial independence.

Pamala gives back to the community in many ways. When she is not at BONA5D, you will find her volunteering at the Salvation Army or working in several ministries at Bible-Based Fellowship Church - Tampa, Florida.

Whatever God has planned for Pamala McCoy, it is obvious by our conversation that it will be “Crazy Cool!”

What drives you as an individual to impact the community?
My faith is the driving force in all that I do. “For everyone to whom much is given, of Him shall much be required." Luke 12:48b.”

I am so very blessed in all aspects of life and there is no greater feeling than being able to pour a blessing into someone’s life by what you say, what you do, and how you treat someone. We are all a part of our community; thus, we have a responsibility to make it the best place it can be for all of us.

How do you incorporate faith into your life?
My faith is foundational. It is intrinsically who I am and what I strive to be. My motto is there are two rules to live by. RULE #1 is ‘always’ do the right thing [even when it is the toughest]. RULE #2 if you follow Rule #1 then there are no other rules.

As the CEO of BONA5D Credit Consultants, what advice would you offer women seeking to improve their financial future?
Take the first step. Seek EDUCATION, which will EMPOWER them to EVOLVE which will ENLIGHTEN their new path to ENRICH their life of financial freedom. Embrace a new mantra, “From this day forward…” They can’t change what got them where they are, but they can change how they will do things going forward. When they know better, they should do better. This philosophy will not only change their life, but also position them to also change the lives of the generations to come.

What is one thing you would say people don’t know about you?
I’m ambidextrous. I was left-handed and they forced me to change in kindergarten.

What ministries (church and community) are you involved in and what roles do you play in them?
I am very active in my church and community. In addition to being ‘helper ship’ in all areas, I am a member of the following ministries

Church - Outreach:

  • Finance,
  • Couples,
  • Nursery, and
  • Women’s Ministry


  • Mentor for USF School of Business,
  • Salvation Army Outreach, and
  • Dress for Success of Tampa Bay.

What inspired you to choose these ministries?
I am a people person. I love being engaged with people, helping whenever possible with my time, my talent, my treasure, and my passion.

What is one word you would use to describe God?

Explain how you see God working in your life on a daily basis?
I refer to God as ‘Crazy Cool’ when I speak of Him in my life. HE so often does amazing, unexplainable, wowing things, which may be perceived as crazy because I can’t determine how/why/etc.; yet so unbelievable and perfect that it is cool because you know in your heart only GOD could orchestrate such an occurrence. HE constantly causes an AWE EFFECT that words seem too inadequate in explaining.

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