Thank you all for your understanding and your replies.
@Troy The example sentences you gave are quite blunt and to the point. I am glad that they stand out to me as being from someone I don't want to be associated with. The sentence this came up with me, was the following (doing some creative writing):
"The town may have been conservative in its values, but racism was not really a part of this, and it seemed that this also wasn't what Miss Bobby was referring to, though she was one of the few people of color in the town."
I want to establish Miss Bobby as a person of color, but I am unsure as to how to say it. This is in reaction to Miss Bobby saying that she hoped the town in question, could do with some lightening up. She herself is a high school teacher in her early thirties. I have to say it quite bluntly, but not maliciously because of the character thinking this.
@Delano I am sorry, but could you clarify a bit, what you mean by prefacing my statements.
@Cynique Thank you for the complements. Finnish education system and a lot of Jay Leno without subtitles growing up paid off, I guess. It might sound a bit arrogant, but I am actually not sure if my accent is thick enough to permit me that excuse. I obviously have one, but it may not be quite protruding enough, maybe, I don't really know.
To add to my earlier ignorance though: Do you mean then that "colored" is a derogatory term? It seems like it could be neutral, but I actually am not sure.
Thank you all for your patience. I can't even imagine how ignorant I must be coming off here. I actually thought I was part of the more enlightened part of the population (and in terms of my values I think I still definitely am), but noticing how ill-equipped I am to handle something like this has really floored me.
I do appreciate (and need) all your help.