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Everything posted by richardmurray

  1. @Pioneer1 or @ProfD yes but the us military as all militaries will fail one day. My point isn't that the usa isn't powerful or that other countries do not have its same power, but that the usa military is on an inevitable path of failure and with so many countries relying on the usa military, its failure will lead to massive issues. Its not about doom and gloom. When the roman empire imploded it survived but the damage was extensive to its western section and eventually it went on a path of slow erosion. so I am not suggesting the world will blow up or the usa will not be in existence, but the chaos to most in humanity will occur because the basis of too many governments internally or externally is one thing that isn't guaranteed
  2. @Pioneer1 yes, the usa manages and controls the global financial system , in an even greater way than the british empire that did so beforehand. But what you guys are missing is the globe, the entirety of humanity. The USA is free in its system to cheat, others are not, but all of this is based on an uncertain factor
  3. @Pioneer1 I apologize, I didn't mean to suggest that the post european imperial era meant the death of the white phenotypical race. the white phenotype will not die out as no phenotypical race dies out. And the issue isn't the death of philosophies white people have created or support in majority, the key is for non whites or specifically, non white europeans, to maintain their own philosophies or create their own philosophies. I am fortunate to know indians who live in india, and indians who live in the usa. Many do want to be white european, that is true, but you may be surprised how many like themselves, and are looking for more self love. And, I have been fortunate enough to know mestizoes or mulattoes of latin america who embrace the women who started their lineage more than the men. Yes, your right, many if not most want to be white european in latin america but it isn't as large as media suggest. To be blunt, white owned media makes every black person whose forebears were enslaved in the usa an allegiant to the USA but that is not true.
  4. @ProfD A government doesn't have to be either a whore or pimp. The question profd is what do you do when you or your community is abused under a government? Many people in modern humanity seem to think the answer isn't what it was in most human history, and said answer is form a government for your abused people. Sometimes you may fail like the confederacy in the USA, sometimes you may succeed like the irish in the british empire. But whether succeed or fail , it is the only way any oppressed people have ever not been oppressed by their oppresor. A fat whore:) good one
  5. @ProfDI will add something I didn't say in my thoughts in the original post. ... The USA isn't the first government to kick problems, deep problems, down the road. To be blunt, the USA has a heritage of kicking financial problems down the road to the detriment of the folk down that road, ala the war between the states which began when the usa was founded. Today the global system the usa has constructed is safe but I can see the inevitable problem that will generate a calamity down the road.
  6. Sooner or later anyone who owes has to pay, one way or the other. https://aalbc.com/tc/profile/6477-richardmurray/?status=2211&type=status
  7. now03.png
    Speaker Kevin McCarthy said this week that Republicans would use their leverage, including the need to raise the U.S. debt limit later this year, to corral spending.Credit...Kenny Holston/The New York Times

    U.S. Deficit Fell to $1.4 Trillion in 2022
    The deficit was down from $2.6 trillion a year earlier, as pandemic emergency spending slowed, the economy reopened and tax revenue rose. The new figures come as spending fights loom in a divided Congress.

    By Alan Rappeport and Jim Tankersley
    Jan. 12, 2023
    WASHINGTON — The federal budget deficit fell to $1.4 trillion for the 2022 calendar year, down from $2.6 trillion a year ago, as pandemic emergency spending slowed, the economy reopened and tax revenue rose, according to the Treasury Department.

    While the annual gap between what the nation spends and what it takes in narrowed, the monthly deficit for December 2022 widened compared with a year ago, suggesting that the deficit will most likely grow again in the year to come. The federal government recorded an $85 billion shortfall last month, up from a $21 billion deficit in December 2021.

    The figures released on Thursday come at a moment of heightened attention on the nation’s finances, with Republicans, who now control the House, pledging to push for deep spending cuts and slash the national debt. Despite the smaller annual shortfall, America’s long-term fiscal picture has darkened somewhat in the last year. The national debt topped $31 trillion for the first time in 2022 and interest rates are rising, increasing the amount of money the United States must pay to investors who buy its debt.

    Net interest costs have risen by 41 percent over the past calendar year, the data showed. The Peterson Foundation, which advocates debt reduction, reported on Thursday that the jump was larger than the biggest increase in interest costs in any single fiscal year, dating back to 1962.

    Republicans have said repeatedly that they will make balancing the federal budget over the course of a decade and reducing the national debt a central focus of their economic agenda this year. They say large deficits under President Biden have contributed to high inflation, which hit a 40-year peak last summer but has eased in recent months. The Labor Department reported on Thursday that prices receded slightly in December.

    Speaker Kevin McCarthy said this week that Republicans would use their leverage, including the need to raise the country’s debt limit this year, to corral spending.

    “One of the greatest threats we have to this nation is our debt,” Mr. McCarthy said on Fox News. “It makes us weak in every place that we can.”

    But Republicans have also prioritized policies this month that would add to deficits. The House passed legislation this week that would rescind much of the $80 billion that was allocated to the Internal Revenue Service last year to beef up its enforcement capacity. The nonpartisan Congressional Budget Office said that the Republican bill to cut the money would actually increase the deficit by $114 billion through 2032.

    Mr. Biden said on Thursday that he would veto such legislation and assailed Republicans for backing a measure that would add to the deficit and make it easier for the wealthy to cheat on their taxes by cutting the I.R.S. enforcement budget. He has repeatedly said he will not negotiate with Republicans on the debt ceiling and will insist that lawmakers raise the limit with no strings attached.

    “I was disappointed that the very first bill the Republicans in the House of Representatives passed would help wealthy people and big corporations cheat on their taxes at the expense of ordinary, middle-class taxpayers,” Mr. Biden told reporters at the end of remarks about inflation and the economy. “And it would add $114 billion to the deficit. Their very first bill.”

    The president and his aides have said he is open to working with Republicans to reduce the deficit by raising taxes on high earners and corporations — proposals that Republican lawmakers have roundly rejected.

    Budget watchdog groups that advocate fiscal restraint have called on lawmakers to enact policies that will stabilize the debt.

    “We should not be borrowing $4 billion a day, an apparent debt addiction that is harmful to the economy and the budget,” said Maya MacGuineas, the president of the Committee for a Responsible Federal Budget. “We hear a lot of talk about fiscal responsibility, but very little action.”

    Ms. MacGuineas and other fiscal hawks have also attacked House Republicans over their debt limit threats, saying that they risk economic calamity — and that Republicans’ vow to balance the budget over 10 years without raising taxes is both politically unfeasible and economically inadvisable.

    Mr. Biden has claimed credit for the decline in the budget deficit last year, but it was in large part the result of Congress forgoing another round of pandemic stimulus spending like the $1.9 trillion economic aid package Mr. Biden signed early in 2021. The president has contended that such spending, and other efforts by his administration to fuel economic growth in the recovery from pandemic recession, contributed to stronger-than-expected tax receipts in 2022, helping to lower the deficit.

    But administration officials have also predicted that the deficit is set to rise again this year. In an August update to the president’s budget proposal for the 2023 fiscal year, White House economists predicted that the deficit would grow by about 30 percent from the 2022 to 2023 fiscal years. They forecast further increases in the deficit in each of the two years after that.

    Alan Rappeport is an economic policy reporter, based in Washington. He covers the Treasury Department and writes about taxes, trade and fiscal matters. He previously worked for The Financial Times and The Economist. @arappeport

    Jim Tankersley is a White House correspondent with a focus on economic policy. He has written for more than a decade in Washington about the decline of opportunity for American workers, and is the author of "The Riches of This Land: The Untold, True Story of America's Middle Class." @jimtankersley

    Article URL

    If I owed 31 trillion dollars ... anyway the two questions are simple
    1) can the usa pay back the debt?
    2) what will happen if a country that is owed wants to collect?

    1) the answer is no. The reasons why are simple. The USA won the cold war by outspending russia in its soviet form. That is where the culture of selling debt comes from. The Japanese are owed over a trillion dollars. But what does the debt really come from?
    The USA has a problem. China+ India+ Russia , together have a larger populace than the remainder in humanity and each country is militaristically an opponent to the USA, in one way or the other. Most of the other countries in humanity are satraps to the USA. A minority like North Korea/Cuba or similar are oppressed. 
    But the cost of the USA's satraps are expensive, and since Russia China India will not become England Japan Taiwan outside of war, the usa has to finance until the war finally begins 
    About Japan < https://aalbc.com/tc/profile/6477-richardmurray/?status=2202&type=status

    2) Nothing and thus the problem. The USA military is the reason why no one will get what they are owed from the usa and why the usa has an unlimited debt value. Seven warship fleets/hundreds of thousand of nuclear missiles/satellite arrays/submarine fleets/thousands to millions of agents in the cia/fbi/nsa/ or similar set of organizations. 
    THe USA military in completion is simply an expensive beast that must be maintained to allow the USA to keep gaining debt.
    About India < https://aalbc.com/tc/profile/6477-richardmurray/?status=2203&type=status >

    In conclusion, The USA has been poorly run since the second phase of world war two. Many say how can you say that? but the numbers are true.
    Immigrants historically are a financial drain, this is historic fact anywhere in humanity. Why are immigrants drains? immigrants are human beings who need food, water, shelter, and more. All of those things come at a price. Thus if immigrants get it, some already in the country will not. I am not suggesting immigrants take everything away from people already in any country. They do not. But immigrants do present a drain on any country historically.
    The financial firms in the USA have fled the labor market in the usa to keep low wage, but now their industries can't afford higher wage if they are to come to the usa. 
    The USA can only add to its debt and it works in the trillions every year. 
    Thirty one trillion and counting is how the USA has paid for itself and its allies. And it is the prepayment to a war that is inevitable in the future, i argue near future. And the next global war will use nuclear weapons which is honest since the last global  war ended with nuclear weapons. 


    two prior articles


    President Biden said on Friday that the federal budget deficit fell to $1.4 trillion.Credit...Haiyun Jiang/The New York Times

    Federal Budget Deficit Fell to $1.4 Trillion as Pandemic Spending Eased
    The gap between what the government borrows and what it spends narrowed amid less spending and higher tax receipts.

    By Zolan Kanno-Youngs and Alan Rappeport
    Oct. 21, 2022
    WASHINGTON — The federal budget deficit fell to $1.4 trillion for the 2022 fiscal year, from $2.8 trillion a year ago, a reduction driven primarily by the winding down of pandemic emergency spending and a surge in tax receipts, according to the Treasury Department.

    President Biden trumpeted the deficit reduction on Friday morning, saying the fact that it was cut roughly in half was evidence that his economic policies were working. With soaring inflation as one of the top concerns among voters ahead of tight congressional elections, Mr. Biden has often cited a shrinking budget deficit as a way to bring down rising costs.

    “Today we have further proof that we’re rebuilding the economy in a responsible way,” Mr. Biden said during his remarks from the White House. “We’re going from historically strong economic recovery to a steady and stable growth while reducing the deficit.”

    Mr. Biden seized on the moment to also portray the November congressional elections as not a referendum on his administration but a “choice” between his economic agenda and the policies that he said a Republican-controlled Congress would put in effect. He said Republicans would cut Social Security benefits, increase the deficit and undo his efforts to lower prescription drug prices.

    “It’s mega-MAGA trickle down,” Mr. Biden said. He blamed Republicans for fueling the deficit during the Trump administration with large tax cuts. “The kind of policies that have failed the country before, and it’ll fail it again,” he said.

    Deficit hawks were quick to attribute the deficit reduction under Mr. Biden to the phasing-out of pandemic relief spending, including the president’s $1.9 trillion American Rescue Plan. And they warned that Mr. Biden’s plans to forgive certain amounts of student debt would weigh heavily on the nation’s finances going forward.

    “In fact, the deficit would have been almost $400 billion lower had the Biden administration not decided to enact an inflationary, costly and regressive student debt cancellation plan in August,” Maya MacGuineas, the president of the Committee for a Responsible Federal Budget, which argues for deficit relief, said in a statement. “It should be no surprise that the Federal Reserve is having a hard time getting inflation under control when fiscal policymakers keep making their job even harder with more borrowing.”

    Republicans said Mr. Biden was misleading Americans about the deficit as he tried to embrace the mantle of fiscal responsibility and argued that the president’s policies had fanned inflation.

    “President Biden is ignoring the facts about his own spending to fit his political narrative,” Representative Jason Smith, a Republican from Missouri, said on Twitter. “He says deficits are going down because of his policies, but in reality he’s spending more and fueling higher prices.”

    Mr. Smith added that deficits were higher than projected because Democrats passed such an expensive stimulus package last year.

    The national debt in the United States continues to be unsustainable in the long term. Treasury Department figures released this month revealed that America’s gross national debt exceeded $31 trillion for the first time, a milestone that the Biden administration did not observe with any fanfare.

    While the deficit’s decline was primarily driven by reduced Covid spending, the economic rebound from the depths of the pandemic also gave the government’s coffers a boost, as corporate tax revenue came in faster than expected. A robust labor market and rising wages, which have struggled to keep up with inflation, also resulted in an increase in individual income tax receipts.

    When measured against the total economic output of the United States, the federal budget deficit amounted to 5.5 percent of gross domestic product.

    The federal government continued to spend more than it earned in the 2022 fiscal year and to borrow money at a fast clip. Total federal borrowing increased by $2 trillion to $24.3 trillion total, partly driven by additional borrowing to finance the federal budget deficit. The U.S. government pays interest to its bondholders, and as the Federal Reserve raises interest rates, those costs are rising.

    Interest on the public debt increased 28 percent from last year and is expected to continue growing as the Fed raises rates. Higher rates could add an additional $1 trillion to what the federal government spends on interest payments this decade, according to estimates from the Peterson Foundation. That is on top of the record $8.1 trillion in debt costs that the Congressional Budget Office projected in May.

    Still, the administration portrayed the 2022 deficit figures as a sign that the economy was strong and that the White House was focused on improving America’s “fiscal health.”

    “Today’s joint budget statement provides further evidence of our historic economic recovery, driven by our vaccination effort and the American Rescue Plan,” said Janet L. Yellen, the Treasury secretary. “It also demonstrates President Biden’s commitment to strengthening our nation’s fiscal health.”

    Even as some Democrats, as well as Ms. Yellen, have called for the statutory debt limit to be abolished to carry out congressionally authorized government spending, Mr. Biden said such a move would be “irresponsible.”

    But the president, citing the reduced deficit and last month’s streak of gas price declines, said he believed the recent economic outlook of the United States would give Democrats an edge in the midterm elections. A New York Times/Siena College poll this month found Republicans had a slight edge with the share of likely voters who said economic concerns were the most important issues facing America, leaping since July to 44 percent from 36 percent.

    “I think that we’re going to see one more shift back to our side,” Mr. Biden said. “Let me tell you why I think that. We are starting to see some of the good news on the economy.”

    Zolan Kanno-Youngs is a White House correspondent covering a range of domestic and international issues in the Biden White House, including homeland security and extremism. He joined The Times in 2019 as the homeland security correspondent. @KannoYoungs

    Alan Rappeport is an economic policy reporter, based in Washington. He covers the Treasury Department and writes about taxes, trade and fiscal matters. He previously worked for The Financial Times and The Economist. @arappeport

    What is the debt ceiling? The debt ceiling, also called the debt limit, is a cap on the total amount of money that the federal government is authorized to borrow via U.S. Treasury securities, such as bills and savings bonds, to fulfill its financial obligations. Because the United States runs budget deficits, it must borrow huge sums of money to pay its bills.
    When will the debt limit be breached? Congress passed legislation in December 2021 to raise the limit by $2.5 trillion and stave off the threat of default until 2023. On Jan. 13, Treasury Secretary Janet L. Yellen warned that she expected the United States to hit the limit on Jan. 19 and that, unless the statutory cap were raised, her powers to delay a default could be exhausted by early June.
    Why is there a limit on U.S. borrowing? According to the Constitution, Congress must authorize borrowing. The debt limit was instituted in the early 20th century so that the Treasury would not need to ask for permission each time it had to issue debt to pay bills.
    What would happen if the debt limit was hit? Breaching the debt limit would lead to a first-ever default for the United States, creating financial chaos in the global economy. It would also force American officials to choose between continuing assistance like Social Security checks and paying interest on the country’s debt.

    Article URL


    The federal government continued to pump huge sums of money into the economy to help workers and businesses cope with the pandemic.Credit...Emily Elconin for The New York Times

    The U.S. budget deficit hit a record $1.7 trillion in the first half of the fiscal year.
    The United States is doling out twice as much money as it takes in.

    By Alan Rappeport
    Published April 12, 2021
    Updated Oct. 22, 2021
    The United States budget deficit grew to a record $1.7 trillion in the six months since October, as the federal government continued to pump huge sums of money into the economy to help workers and businesses cope with the pandemic.

    The figure comes in the wake of a $1.9 trillion economic rescue package that Congress passed in March and as the Biden administration and Democrats are considering spending trillions of dollars more on a sweeping legislative package to overhaul the nation’s infrastructure.

    Federal spending is far outpacing revenue — the United States is doling out twice as much money as it takes in, having spent a record $3.4 trillion so far this fiscal year, which began Oct. 1, and collected just $1.7 trillion in tax revenue.

    The spending continued at a record clip in March, when the government spent $927 billion, the highest total on record for any March and the third highest total of any month to date. The deficit for March was $660 billion.

    A Treasury official said that the data showed a substantial increase from a year ago, when the pandemic was just setting in and the economy was starting to shed jobs. The budget deficit, which is the gap between what the government spends and what it takes in, is expected to continue to swell in the coming months as money from the stimulus bill continues to roll out.

    In the first six months of the fiscal year, spending was up sharply for nutrition assistance programs, economic impact payments and expanded jobless benefits. Money for small-business loans made through the Paycheck Protection Program and funds for education and health providers also contributed to the record outlays.

    Economic policymakers have said that the budget shortfall is a long-term concern but that it is manageable now.

    “The U.S. federal budget is on an unsustainable path,” Jerome H. Powell, the Federal Reserve chair, said on CBS’s “60 Minutes” on Sunday. “Meaning the debt is growing faster than the economy. And that’s kind of unsustainable in the long run.”

    He added: “That doesn’t mean debt is at an unsustainable level today. It’s not. We can service the debt we have.”

    Alan Rappeport is an economic policy reporter, based in Washington. He covers the Treasury Department and writes about taxes, trade and fiscal matters. He previously worked for The Financial Times and The Economist. @arappeport

    Article URL


  8. interesting premise, the mystic mentors is key papaerback url https://www.mvmediaatl.com/product-page/the-alchemists-of-kush Epub https://www.mvmediaatl.com/product-page/the-alchemists-of-kush-epub-ebook
  9. @Rodney campbell shared his thoughts, in the post above for the wiz as a video game... I offer an open query to all, no answer is wrong.
  10. @Rodney campbell said the following at the following post https://aalbc.com/tc/profile/6477-richardmurray/?status=1671&type=status What say you? I will refrain till more reply.
  11. I answer your two questions below First Gaming videos post in the bge journal, linked below Second question I prefer it. But, the video gaming videos I have shared in the BGE journal haven't been for black designed games but white ones. So... if you find a black produced game or a black gamer then please, cause there are rarer. But, I comprehend this is a small group. If the game play is interesting from a white gamer, even if the game isn't black produced or the character being shown isn't black, then have at it. One important thing, If you have twenty gaming videos in one day you want to share, then put them in one post. Try not to make multiple styled posts in one day. I hope I help
  12. @ProfD haha and add lies and add the lack of a financial cheat. Greed or Corruption are negatives. but lies make them worse, and the lacking of a truly advantageous financial cheat is potent. Yeah, commonly called nepotism is bad for everyone else, not in the clan right? but, why are so many governments structured the way they are? It isn't because the peoples in such government decided, it was made by outsiders. And the caribbean or Africa are full of these countries. Nigerians didn't exist, The british empire made Nigeria and then told the black people in it to be Nigerian with a parliamentary government as if the people in nigeria decided that. No korean was in the room when the two koreas was made. Right now Taiwan acts like they are separate from china as if taiwan wasn't made because china had an internal war and the losing side fled to that island. The lies of being independent will probably lead to war one day. The irony is the usa talks about taiwanese independence but scoffs at the confederacy, which was doing the same thing taiwan was and is. Lies don't make it better. Your right ProfD, greed/corruption can be extreme negatives, not to be underrated. But, I think too many miss the role of a cheating profitable financial aspect. The roman empire which western europe, that includes the usa, culturally mirror was like western europe or the usa. A haven for what you call call greed or corruption or commonly called nepotism. but, they were also very successful in financial abuses, slavery being a key one and genocide second. Whites in the usa wanted to keep all wealth white, a larger form of nepotism. the government officials cheated or was corrupt all the time, look at white officials to the white towns in appalachia. But, the usa was making money. So....money making allowed for I really feel the problem today is countries , non white ones, are being challenged to succeed financially absent a cheat and that isn't easy historically. The USA didn't work hard, it stole land from sea to shining sea, never paid the labor on all that land. IF only every country had an enslaved populace they will find more peace while still maintaining a lot of corruption or greed
  13. @ProfD I oppose your position. I don't see any evidence that any religion, a spirituality on top of literature, or a spirituality are diametrically opposed to the rule of any people. First, historically, the longest operating governments in human history all had an attached religion to said government. Kemet/Chin/Roman Empire. All of them lasted thousands of years. The USA government is less than 500 years old, and post the second phase of what I call the world war. Most governments in humanity are less than a hundred years old or were started absent the will of their people. Second, in modernity, the financial factors in countries is the true genesis of their conflicts or confusions. For example to the article, Tunisia is poor. The reason why the usa had and has success has nothing to do with the government form. I will argue, that the government form of the USA is actually dysfunctional but the financial potency of genocide plus slavery created two huge financial winds that allowed a rickety boat to fly. The problem, tunisia don't have such winds. Tunisia has no native americans to slaughter for resources, tunisia has no continental trafficking of enslaved human beings for labor. Sequentially, the form of government or democracy Tunisia utilized to mirror the usa or great britain was absent either of those countries true source of maintenance, which was the ability to get away with murders or enslavements to other human beings.
  14. @ProfD true, the us military did away with those folks and set a hell of an impression years ago true, every street hooker loves her regulars , until she has no more
  15. Donald R. Cravins Jr., the first Under Secretary of Commerce for Minority Business Development, leader of the Minority Business Development Agency (MBDA) speaks on the MBDA Capital Readiness Program Grant Competition https://aalbc.com/tc/profile/6477-richardmurray/?status=2210&type=status
  16. Have you heard of Black whiskey blender Eboni Major and her brand Dread River https://aalbc.com/tc/profile/6477-richardmurray/?status=2207&type=status
  17. The Bruce family of california and when can reparations begin for Black people whose forebears were enslaved in the usa https://aalbc.com/tc/profile/6477-richardmurray/?status=2204&type=status
  18. India and a glimpse into humanity after the white european imperial era ends https://aalbc.com/tc/profile/6477-richardmurray/?status=2203&type=status
  19. Tunisia and the reality of democracy https://aalbc.com/tc/profile/6477-richardmurray/?status=2200&type=status
  20. Japan's economy , its attachment to the usa and the damages from its attachment https://aalbc.com/tc/profile/6477-richardmurray/?status=2202&type=status
  21. now13.jpg
    (Image by Magnolia134 via Wikimedia Commons) Donald R. Cravins Jr. headshot. 14 February 2022.

    Jeffrey McKinneyJanuary 10, 2023 

    Consider that Black entrepreneurs on average have $35,000 of capital to start a business. In comparison, white entrepreneurs have more than $100,000 of capital to do the same.

    Those were among new thought-provoking statistics mentioned last week by Donald R. Cravins Jr., the first Under Secretary of Commerce for Minority Business Development. He leads the Minority Business Development Agency (MBDA). A part of the U.S. Department of Commerce, the MBDA is the only federal agency dedicated to the growth and global competitiveness of U.S. minority business enterprises (MBEs).

    Cravins talked about the MBDA Capital Readiness Program, which will award almost $100 million to expand opportunities for underserved entrepreneurs, including businesses run by Black owners.

    The MBDA is seeking applications for its new $93.5 million program grant competition to assist minority and other underserved entrepreneurs launch and grow their businesses.

    In a live video conference viewed by BLACK ENTERPRISE, Cravins stated, “It will help tens of thousands of underserved entrepreneurs jump start and scale to grow for industries, including health, healthcare management, and infrastructure.” He added the effort will provide funding for nonprofits and universities.

    He said the program, initially announced here, will provide services to underserved entrepreneurs to help them access capital opportunities, networks, and build capacity for their businesses. The MBDA-run program is the largest of its kind in the U.S. Department of Commerce’s history.

    Cravins said the program will help fund business incubators or accelerators. The funds provided by the grant to these incubators and accelerators will help businesses and entrepreneurs navigate the unique systems and barriers they face. He explained underserved entrepreneurs, including those with disabilities, people of color, and entrepreneurs or founders living in rural communities will be targeted. “People who are living in groups or part of groups that have been underserved in our nation’s history.”

    Grants will be awarded to entities that serve entrepreneurs. Cravins said services will include resources for minority and other underserved entrepreneurs to access capital and gain funding, technical assistance, networking opportunities with peers, experts, and vendors, as well as mentorships.

    The novel program comes as businesses owned by women of color are among the fastest growing sectors in the economy. Yet, structural barriers remain, preventing many women from starting their own businesses and accessing capital, childcare solutions, and peer networks.

    Cravins was confirmed in his new role last August by the U.S. Senate and his appointment was announced by U.S. Secretary of Commerce Gina Raimondo.

    When he speaks to entrepreneurs across the country, especially those of color, Cravins says they tell him a huge barrier they face is access, including access to capital. Among his goals: reduce the large funding gaps between minority entrepreneurs compared with their non-diverse peers. “We know those statistics are there and we know MBDA has to do something to change that narrative.”

    The application deadline for the grants is Feb. 28, 2023. Check here for more details and to apply.

    < https://www.mbda.gov/mbda-capital-readiness-program-grant-competition> 

    Article URL


    MBDA Capital Readiness Program Grant Competition

    Application Deadline: February 28th, 2023
    Click Here to APPLY!

    MBDA is seeking proposals for its $93.5 million Capital Readiness Program grant competition to help minority and other underserved entrepreneurs launch and scale their businesses. This Program will provide funding to incubators, accelerators, and other eligible organizations across the country with expertise to support underserved entrepreneurs by providing training and other critical resources, tools, and technical assistance to access capital.

    Jumpstarting the next generation of entrepreneurs is essential, not only to spurring innovation, but also to building a more resilient economy that’s reflective of all Americans. That’s why this competition seeks proposals from applicants who will:

    serve minority, women, and other underserved populations;
    help entrepreneurs build capacity;
    attract and provide access to capital opportunities;
    provide access to networks.
    MBDA encourages organizations that have not traditionally focused their services to meet the needs of underserved communities to form strategic alliances with entities that serve those communities to apply for this funding opportunity.

    MBDA plans to fund proposals for up to $3 million over four years per grantee. The Capital Readiness Program is intended to serve entrepreneurs and businesses that are applying, have applied, or plan to apply to Treasury’s State Small Business Credit Initiative (SSBCI) or other government programs that support small businesses.

    The following are categories of organizations eligible to apply for this funding opportunity:

    Non-profit organizations;
    Private sector entities (defined as entities that are not public sector entities). This includes, for example, for-profit entities of any type, including sole-proprietorships, partnerships, limited liability companies, and corporations, but does not include public sector entities such as Federal, State, Local, or Tribal Governments, agencies, or any of their instrumentalities;
    Institutions of higher education;
    A consortium of two or more of any of the above-mentioned eligible applicants. In a consortium application, there must be a designated lead applicant; the lead applicant would enter into the award agreement with MBDA and assume primary operational and financial responsibility for completing the project should an award be made.

    APPLICATIONS ARE DUE ON FEBRUARY 28, 2023. Applicants must submit their applications for funding via grants.gov.
    Applicants are also encouraged to submit an email of intent to apply by January 31, 2023. The NOFO includes a sample email of intent for reference.

    MBDA has planned a series of webinars on January 10th, 17th, and 24th from 2:00 – 3:00 pm EST intended to help potential applicants understand the program requirements and application processes.

    The MBDA Grant Application in 5 Steps
    Register your organization to apply for a MBDA grant. Register your business to obtain a Unique Entity ID number < https://sam.gov/content/home > so that your application can be tracked. Next register with SAM  < https://sam.gov/content/home > . To do this, you will need to identify the authorizing official for your organization and an Employer Identification Number. These two numbers are needed to create a Grants.gov account 
    Understand the Grant Announcement. Visit the specific grant page on MBDA.gov to learn more about the program and find frequently asked questions. Then, locate and download the grant application package from Grants.gov. 
    Attend pre-application webinars to learn more about the grant and requirements. All webinars are recorded and made available at mbda.gov for future reference. 
    Understand the evaluation process. Thoroughly read the announcement, paying special attention to key sections including eligibility, deadline, and selection process. Also, be sure to address all requirements outlined in the announcement.
    Prepare and Submit Application. When application is complete, log onto Grants.gov and submit application. Application MUST be submitted before deadline. After submission, print confirmation of submission.

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    (Image: Facebook/Candice for Judge/Screenshot)

    Sharelle BurtJanuary 10, 2023

    At just 32 years old, Candice Alcaraz is already making history. Alcaraz was sworn in on Monday as the first ever Black female district court judge in Wyandotte County, KS.

    She fought a good fight during her campaign and beat out incumbent Judge Wes Griffin, receiving 68.8% of the countywide vote in November, according to The Kansas City Beacon. Alcaraz decided to run after noticing that none of the county’s district judges before her looked like her. She remembered going to the third floor of the courthouse and seeing all the judges’ photos. “When I first looked up there, I said, ‘This is nice, but nobody up there is like me.'”

    In a county where the judge says the “criminal justice system is mostly white and run by a set of unwritten rules,” she thanked the people she met by going old school and knocking on doors. Alcaraz told KCUR many of them said they had never been approached by a judge running for office.

    The former assistant district attorney left her role last week and will begin her historic new role today. Her goal with becoming a judge was to give the courtroom a “more community-oriented perspective” and use community service for sentencing. She is hoping that, in doing so, the judicial system can build on rehabilitation and crime prevention over focusing on punishment, telling The Beacon, “We need to repair society just as much as we are repairing the victims in our cases.”

    Being ready for duty, Alcaraz is reminded of the colleagues who told her running was a mistake. They advised her that it’s frowned upon to challenge an incumbent, and sitting judges usually run unopposed in their elections.

    “No one is going to tell me when it is my time,” Alcaraz said. “I do not believe in that. Because it can be your time whenever you choose it, not someone else.”

    Article URL


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    London's first black police officer, Police Constable Norwell Roberts aka Norwell Gumbs, on point duty near Charing Cross Station, London, 9th September 1968. (Photo by Fox Photos/Hulton Archive/Getty Images)

    Sharelle BurtJanuary 10, 2023

    The story of the U.K.’s first Black police officer is coming to the big screen.

    Variety reports in an exclusive report that Revelation Films has been given the rights to the autobiography of Norwell Roberts, titled I Am Norwell Roberts. The book, published last June, tells Roberts’ story of joining the Metropolitan Police force in 1967. He became a light of “acceptance” and was looked at as a “change” in Britain. It hit the top 10 on the am*zon charts.

    In May 2022, the 76-year-old reminisced with the Daily Mail on how it wasn’t easy being the first Black police officer during those times. “I often find myself disagreeing with people who say Britain is as racist as ever,” Roberts said.

    Revelation Films Founder Tony Carne says this film will be important, given the studio’s history. He is referring to its production of the movie about Terrence Higgins, one of the first people in the U.K. to die of an AIDS-related illness. Carne told Variety its only right to do another film based on a British icon.

    The film will be a documentary-style feature with plans on extending to script. For the audience to better understand his struggles, producers will use photos, music, and archived news. It will also highlight other key events in the U.K.’s Black community, foreshadowing things that occurred in his life and his 30-year career.

    In an op-ed for the Daily Mail, the award-winning retired officer says he was “staggered” by some of the events that occurred during his career’s early stages but knows it could have been anyone.

    There’s been no announcement of the film’s release date.

    Artcile URL


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    (Image: YouTube/Total Wine & More/Screenshot)


    Stacy Jackson January 10 2023

    This Black whiskey blender faced racial discrimination at her previous company, leading her towards a mission to make change in the whiskey industry.

    After parting ways with the Bulleit distillery in Shelbyville, KY, where she spent several years blending and creating, Alabama A&M University alumna, Eboni Major, one of the first Black female whiskey blenders in the U.S., has released her own bourbon and is building her own company.

    According to Robb Report, Major has released her first whiskey since she left Bulleit Bourbon after filing a lawsuit in spring 2022 against parent company Diageo.

    As previously reported by BLACK ENTERPRISE, Major filed the lawsuit, alleging unlawful discrimination, disparate treatment, and retaliation.

    Major had just released the award-winning Bulleit Blenders’ Select that she produced at the company. However, her new whiskey, the Dread River Master Series, has been produced with Dread River Distilling Co.

    Imbibe Magazine reported that Major’s experiences have led her to build her own company, Major Spirits. Although the company is in its early stages, she has committed to amplifying inclusion and equity.

    “I want to be able to nurture talent and inspire people and give them tools for whatever success they need,” the Birmingham, AL native said.

    Major said she has been approached by Black women students from her alma mater seeking advice on how to break into the whiskey industry.

    “[I remember] what it’s like to be in their shoes and to want to enter something but not know how,” Major said. “Making sure that I bring those women along my journey to build Major Spirits is probably the most important thing to me. Not to say, ‘Okay, in three years I’ll come back and I’ll help you out.’ No—I have to take the time now.”

    As Major moves along with plans for her company, she has developed a partnership with blender and distiller, Marianne Eaves, where she will be serving as creative director of whiskey company Eaves Blind.

    Major has also been named as one of Imbibe Magazine’s 75 People to Watch in 2023.

    Reportedly, the lawsuit against Diageo was dismissed and the dispute has been moved to arbitration.

    The new, extremely limited, Dread River Master Series whiskey is available now to preorder for $115. < https://www.dreadriver.com/shop >  



    PHOTO: Cary Norton

    Imbibe 75 Person to Watch: Eboni Major
    STORY: Susannah Skiver Barton

    December 30, 2022

    Stirring the pot was never Eboni Major’s intention. One of just a handful of Black women working in American whiskey, she spent several years at the Bulleit distillery in Shelbyville, Kentucky, blending a range of products and creating the awarded Bulleit Blenders’ Select. But in a lawsuit filed in the spring of 2022, Major alleged pay discrimination and racially biased treatment during her tenure there. (The suit was dismissed and the dispute has been moved to arbitration.) She hoped that publicly sharing her experience as a Black whiskey maker might bring about change.

    Now, Major is making the change herself, building her own company, Major Spirits, that has inclusion and equity baked in from the start. “I want to be able to nurture talent and inspire people and give them tools for whatever success they need,” she says, adding that Black women students from her alma mater, Alabama A&M, have approached her seeking advice on how to get into the whiskey industry. “[I remember] what it’s like to be in their shoes and to want to enter something but not know how,” Major says. “Making sure that I bring those women along my journey to build Major Spirits is probably the most important thing to me. Not to say, ‘Okay, in three years I’ll come back and I’ll help you out.’ No—I have to take the time now.”

    The company is in the early stages as Major creates a brand strategy and seeks funding; simultaneously, she has partnered with blender and distiller Marianne Eaves to serve as creative director of whiskey company Eaves Blind. She intends to create whiskey, of course, and other spirits as well, though she says, “You’ll probably never see me do a vodka.”

    Her first post-Bulleit bourbon, a collaboration with Birmingham distillery Dread River, came out in late 2022. For Major, taking time to develop and launch her company ensures its integrity. “Building a brand isn’t about getting on the shelf,” she says. “It’s about getting it right.”

    A veteran journalist and seasoned critic, Susannah Skiver Barton writes about whisky and spirits from around the world. She is a certified spirits specialist and recipient of the 2020 Alan Lodge Young International Drinks Writer Award.
    < https://www.twitter.com/WhatTastesGood 

    I was interested in the affordable rum but the village bought that up quick. 




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